European Fintech Association Logo

The voice of
FinTechs in Europe

Fintech Illustration

About EFA

The European FinTech Association (EFA) is the first organisation representing FinTech companies of all sizes across the EU.

We are designed by and for Europe’s FinTech community. We aim to serve as a resource and forum for education, information sharing and networking between companies, policymakers and the general public.

Our Goal

Promote, communicate and develop cooperation and dialogue between FinTech companies within the European Union;

Speak with one voice for the FinTech sector, highlight the significant developments in the FinTech field, and provide feasible solutions;

Advocate and represent the interests of its members at the political policy level, in particular in relation to the EU institutions and other European regulatory bodies

Fintech Illustration

Our Purpose

Fintech Illustration

‍Over the last few years, financial services have been revolutionised by the introduction of tech based solutions.

Consumers and businesses now have the opportunity to send, access, manage and invest their money at the touch of a button, online. Europeans no longer need to make inconvenient trips to their bank branches to find out about their options, or put up with poor customer service and confusing charges to access basic services.

We believe this transformation has only just begun. Access to convenient, secure online financial services should become the norm for all Europeans – and we will support this by means of our tech competence.

We believe that FinTech companies can lead the way in delivering comprehensive, innovative and understandable financial service products for all Europeans.

Innovation and digitisation has introduced real competition in the EU, improving outcomes for consumers and businesses, empowering each and everyone in their financial decision making.

By sharing our deep tech know-how, we foster sound tech regulation that is beneficial for the overall EU financial market, presenting people with the advantages of technology for finance.

Digital FinTech companies offering financial services are still subject to scattered regulations and requirements, preventing efficient cross-border growth.

Digital financial services can empower all Europeans to manage and maximise their capital, payments, and investments safely and securely.

We believe that tearing down cross-border barriers will ensure that users, regardless of their location, can access the same quality of financial services everywhere.

Our Priorities

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Delivering better financial services for all Europeans.

Digital innovation can deliver better outcomes for all. By encouraging competition, empowering consumers to shop around and offering convenient alternatives to traditional banking, FinTech providers are fundamental to delivering user friendly innovation.

We will promote customer centric regulation, to build a fairer and more accessible financial services landscape.

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Promoting safe and secure digital finance.

Security is crucial to building trust in FinTech, and financial services as a whole.

We aim to support and promote the transparent use and protection of data, use our insights to help build efficient and convenient processes to combat illegal activities, and to work towards risk based and harmonized standards across the EU.

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Building a truly digital Single Market.

We support the development of a strong digital single market for financial services with consistent consumer protection standards, future proof regulation, and true competition that works for Europeans.

By encouraging proportionate regulation that will support European financial innovation and facilitating seamless market access, we believe the European Union can be a kick-start for global growth of FinTech companies.

Start your journey with us now

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Updates

News

EFA Event - Getting it right: enabling FinTech innovation in Europe

On 23rd June, the European Fintech Association held an event with European policymakers on the trends shaping the future of the European FinTech ecosystem across different topics. You can watch the recording of our event here!

Jun 2022

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The European Fintech Association welcomes its new Board

The European Fintech Association(EFA) announces its newly appointed Board Members who will continue raising the profile of EFA and engage proactively with European stakeholders to drive a truly digital financial services agenda.

Jun 2022

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Fintech Illustration

Positions

EFA Statement on the Transfer of Funds Regulation

The European FinTech Association (EFA) welcomes the efforts of the European Commission, Council, and European Parliament on the proposed anti-money laundering package which will ensure a harmonized European framework to prevent money laundering and counter-terrorist financing (ML/TF) in the EU.

Jun 2022

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EFA Policy Paper on the Issuance of a Digital Euro

The European FinTech Association (EFA) welcomes the discussion around the digital euro and the various considerations on its upcoming design. The EFA supports an open and competitive payments landscape. If correctly designed, the issuance of a digital euro could transform the economy, generating new

Jun 2022

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EFA input on upcoming Commission Instant Payments legislation

The EFA welcomes and fully supports the Commission’s plans to put forward a legislative initiative on instant payments to promote adherence to SCT Inst. Legislation is necessary to further accelerate the uptake and roll-out of instant payments in the EU.

Apr 2022

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Factsheets

Anti-Money Laundering Factsheet

Here you will find a brief explanation of the Anti-Money Laundering (AML) Package Proposal and a link to our position paper on the topic

Feb 2022

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Our Members

The European FinTech Association unites a diverse group of FinTech providers ranging from payments, to lending, banking, robo-advice, investment as well as software as a service for the finance sector across a number of European member states.

volt Logo
Zalando Logo

Board

https://www.linkedin.com/in/martijn-vliegenthart-34a3465/?originalSubdomain=be

Vice-President

Martijn Vliegenthart (Klarna)

Jan Boehm

President

Jan Boehm
(N26)

Dr. Lea Siering

Vice-President

Dr. Lea Siering
(Finleap)

Marc Roberts

Member of the Board

Marc Roberts
(Raisin DS)

Greta Schulte

Secretary General

Greta Schulte
(N26)

Member of the Board

Resham Kotecha
‍(W)

Marc Roberts

President

Marc Roberts
(Raisin DS)

Jan Boehm

Vice-President

Jan Boehm
(N26)

Dr. Lea Siering

Vice-President

Dr. Lea Siering
(Finleap)

Brigit Carroll

Treasurer

Brigit Carroll
(Wise)

Taavi Tamkivi

Member of the Board

Taavi Tamkivi
(Salv)

https://www.linkedin.com/in/martijn-vliegenthart-34a3465/?originalSubdomain=be

Member of the Board

Martijn Vliegenthart
(Klarna)

Greta Schulte

Secretary General

Greta Schulte
(N26)

Contact

40 Rue Washington
1050 Brussels
Belgium

EU Transparency Register:
514240237898-38

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